Sale
South Africa

2

Beds

2

Baths

1

Parking

83 m²

Floor area

Apartment 2 beds 2 baths 83 m²

About this property

Located in a sought-after Pearls of Umhlanga apartment. This is a fully furnished 2 bedroom 2 bathroom apartment with spectacular sea views. The kitchen is equipped with fridge, stove, dishwasher and washing machine with Caesarstone top and sink, featuring ample cupboard space. The dining room and lounge share an open spacious area. All bedrooms are tiled with a spacious main bedroom. The lounge area leads out onto a private balcony with sea views, as well as the main bedroom. The apartment is ready to move in.

Rooms & layout

Bedroom × 2
Bathroom × 2
Kitchen
Lounge
Dining Room
Parking
Garage

Features & amenities

Sea viewsBalconyFully furnishedOpen planModern kitchen

Price & ownership

Asking price R 4 900 000
Price per m² R 59 036
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 4,9M
Taxes + legal + admin fees R 395,7K

Rough split: 92.5% purchase price, 7.5% buying costs.

  • Asking price R 4 900 000
  • Transfer duty (est.) R 316 356
  • Deeds Office (transfer) R 4 258
  • Conveyancing (est., incl. VAT) R 75 065
  • Deeds lodgement R 52
  • Total indicative R 5 295 731

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 46 272 /month

Total paid over 20 years (deposit + repayments): R 11 595 326

Deposit 10% · R 490 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 4 410 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.