69ce4b552090fd5ed22cfc98
South Africa

4

Beds

3

Baths

1

Parking

400 m²

Floor area

House 4 beds 3 baths 400 m²

About this property

Urbika is a secure residential estate offering modern homes with quality finishes, from lock-up-and-go units to spacious family homes. The estate features lake-side views, a clubhouse, and 24-hour security, providing an ideal balance of lifestyle and convenience. Located near the N17 and R21, Urbika is within walking distance of Curro School and close to Carnival Mall and a brand-new shopping centre. This 4-bedroom home offers 400 m² of living space.

Rooms & layout

Bedroom × 4
Bathroom × 3
Kitchen
Lounge
Garage

Features & amenities

Secure estateLake side viewsClubhouse24 hour securityModern finishes

Price & ownership

Asking price R 1 650 000
Price per m² R 4 125
Municipal valuation -

Cost to buy (indicative)

Purchase type is not confirmed below. Transfer duty is estimated for a standard resale (not a VAT-inclusive developer or vendor sale). Check with the agent.

Upfront split

Property price R 1,7M
Taxes + legal + admin fees R 47,6K

Rough split: 97.2% purchase price, 2.8% buying costs.

  • Asking price R 1 650 000
  • Transfer duty (est.) R 13 200
  • Deeds Office (transfer) R 1 434
  • Conveyancing (est., incl. VAT) R 32 890
  • Deeds lodgement R 52
  • Total indicative R 1 697 576

Estimates from SARS transfer duty tables, Deeds Office–style fees, and LSSA conveyancing guidelines. Not financial or legal advice — confirm with your attorney. Duty uses the higher of price or market value.

Table ref: sars_2025-04-01

Bond Calculator

R 15 581 /month

Total paid over 20 years (deposit + repayments): R 3 904 548

Deposit 10% · R 165 000
Loan term 20 years
5 yr 30 yr
Interest rate 11.25% p.a.
5% Prime ~11.25% 20%

Monthly repayment vs interest rate (deposit fixed at 10%)

Monthly repayment vs deposit percentage (rate fixed at 11.25%)

Indicative estimate only. Loan of R 1 485 000 over 20 years at 11.25%. Speak to a bond originator for a formal quote.